{"id":216,"date":"2023-07-19T10:53:27","date_gmt":"2023-07-19T15:53:27","guid":{"rendered":"https:\/\/danica-insurance.com\/?p=216"},"modified":"2023-08-03T10:23:51","modified_gmt":"2023-08-03T15:23:51","slug":"seguro-compensacion-al-trabajador","status":"publish","type":"post","link":"https:\/\/danica-insurance.com\/en\/seguros-comerciales-e-internacionales\/seguro-compensacion-al-trabajador\/","title":{"rendered":"Workers' Compensation Insurance"},"content":{"rendered":"<div class=\"wp-block-columns slider-interna is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div><\/div><div style=\"height:19px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div><h4 class=\"wp-block-heading titulos-color-danica-centro\"><strong>Workers' Compensation Insurance<\/strong><\/h4><p>Covers injuries or illnesses of employees, owners and officers caused by work, such as, Lost Wages, Medical Expenses, Rehabilitation Expenses, Death Benefits.<\/p><p>Some injuries are not covered by a workers' compensation policy. Examples include injuries caused by intoxication or illegal drug use, as well as those that occur outside of working hours. In addition, if an employee violates company policy in his or her conduct, coverage may not apply. In these cases, the worker may not receive workers' compensation benefits for injuries. Therefore, it is essential that employees understand the limits of their coverage and avoid situations that may exclude them from benefits in the event of on-the-job accidents or injuries.<\/p><div style=\"height:19px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div><div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"912\" height=\"443\" src=\"https:\/\/danica-insurance.com\/wp-content\/uploads\/2023\/07\/compensacion-trabajo.jpg\" alt=\"\" class=\"wp-image-781\" srcset=\"https:\/\/danica-insurance.com\/wp-content\/uploads\/2023\/07\/compensacion-trabajo.jpg 912w, https:\/\/danica-insurance.com\/wp-content\/uploads\/2023\/07\/compensacion-trabajo-300x146.jpg 300w, https:\/\/danica-insurance.com\/wp-content\/uploads\/2023\/07\/compensacion-trabajo-768x373.jpg 768w\" sizes=\"(max-width: 912px) 100vw, 912px\" \/><\/figure><\/div><div style=\"height:19px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div><h4 class=\"wp-block-heading titulos-color-danica-centro\"><strong>Who should have workers' compensation insurance?<\/strong><\/h4><p>All states, with a few exceptions, require businesses with non-owner employees to purchase workers' compensation insurance coverage for those employees.<\/p><p>Businesses that fail to provide workers' compensation insurance coverage can face serious and costly repercussions, including out-of-pocket claims payments, fines and possible imprisonment, as well as the possibility of losing the right to do business in the state.<\/p>","protected":false},"excerpt":{"rendered":"<p>Seguro Compensacion Trabajadores Cubre las lesiones o enfermedades de los empleados, propietarios y funcionarios a causa de trabajo, tales como, Salarios Perdidos, Gastos M\u00e9dicos , Gastos de Rehabilitaci\u00f3n, Beneficios por Muerte. Algunas lesiones no est\u00e1n cubiertas por la p\u00f3liza de compensaci\u00f3n de trabajadores. Ejemplos incluyen lesiones causadas por intoxicaci\u00f3n o consumo de drogas ilegales, as\u00ed [&hellip;]<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[12],"tags":[],"class_list":["post-216","post","type-post","status-publish","format-standard","hentry","category-seguros-comerciales-e-internacionales"],"_links":{"self":[{"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/posts\/216"}],"collection":[{"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/comments?post=216"}],"version-history":[{"count":11,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/posts\/216\/revisions"}],"predecessor-version":[{"id":1236,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/posts\/216\/revisions\/1236"}],"wp:attachment":[{"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/media?parent=216"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/categories?post=216"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/tags?post=216"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}