{"id":213,"date":"2023-07-19T10:52:55","date_gmt":"2023-07-19T15:52:55","guid":{"rendered":"https:\/\/danica-insurance.com\/?p=213"},"modified":"2023-08-03T10:22:57","modified_gmt":"2023-08-03T15:22:57","slug":"cobertura-responsabilidad-civil","status":"publish","type":"post","link":"https:\/\/danica-insurance.com\/en\/seguros-comerciales-e-internacionales\/cobertura-responsabilidad-civil\/","title":{"rendered":"Liability Coverage"},"content":{"rendered":"<div class=\"wp-block-columns slider-interna is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div><\/div><div style=\"height:19px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div><p class=\"parrafos-danica\">On <strong>Liability insurance <\/strong>Civil liability is designed to cover an insured for negligent acts that create legal liability to a third party. Such liability can have its source in any part of a person's life. For many people, liability insurance is purchased as part of a package policy purchased to protect large assets, such as homes, automobiles or boats. Typically, policies provide the following liability coverages.<\/p><div style=\"height:19px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div><h4 class=\"wp-block-heading titulos-color-danica-centro\"><strong>Homeowners insurance<\/strong>.<\/h4><p>Liability coverage under a homeowners policy is provided in one of three sections:<\/p><div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div><ul class=\"listas-danica wp-block-list\"><li><strong>Personal liability:<\/strong> These are payments that the insured is legally obligated to pay for bodily injury or property damage.<\/li><\/ul><ul class=\"listas-danica wp-block-list\"><li><strong>Medical payments to third parties:<\/strong> These are medical expenses of injured third parties.<\/li><\/ul><ul class=\"listas-danica wp-block-list\"><li><strong>Additional coverages:<\/strong> These cover certain expenses incurred by the insured in the event of bodily injury or property damage.<\/li><\/ul><div style=\"height:19px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div><div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"912\" height=\"443\" src=\"https:\/\/danica-insurance.com\/wp-content\/uploads\/2023\/07\/responsabilidad-civil.jpg\" alt=\"\" class=\"wp-image-776\" srcset=\"https:\/\/danica-insurance.com\/wp-content\/uploads\/2023\/07\/responsabilidad-civil.jpg 912w, https:\/\/danica-insurance.com\/wp-content\/uploads\/2023\/07\/responsabilidad-civil-300x146.jpg 300w, https:\/\/danica-insurance.com\/wp-content\/uploads\/2023\/07\/responsabilidad-civil-768x373.jpg 768w\" sizes=\"(max-width: 912px) 100vw, 912px\" \/><\/figure><\/div><div style=\"height:19px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div><h4 class=\"wp-block-heading titulos-color-danica-centro\"><strong>What are the Types of Liability Insurance?<\/strong><\/h4><p>When it comes to liability insurance, there are two categories into which it is divided. The two categories are both legally required:<\/p><ul class=\"listas-danica wp-block-list\"><li>Bodily Injury Liability Insurance - Bodily injury coverage does not cover injuries you sustained in a collision where you were at fault; it covers injuries to another vehicle. Specifically, it protects you against any medical or legal bonds you may face after an accident.<\/li>\n\n<li>Property Damage Liability Insurance - Property damage coverage pays for the damage you cause to the property of others - usually their vehicle in the event of an automobile collision.<\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>El Seguro de responsabilidad civil est\u00e1 dise\u00f1ado para cubrir a un asegurado por actos de negligencia que crean obligaci\u00f3n legal con un tercero. Dicha responsabilidad civil puede tener su fuente en cualquier parte de la vida de la persona. Para muchas personas, el seguro de responsabilidad civil se adquiere como parte del paquete de p\u00f3lizas [&hellip;]<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[12],"tags":[],"class_list":["post-213","post","type-post","status-publish","format-standard","hentry","category-seguros-comerciales-e-internacionales"],"_links":{"self":[{"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/posts\/213"}],"collection":[{"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/comments?post=213"}],"version-history":[{"count":15,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/posts\/213\/revisions"}],"predecessor-version":[{"id":1232,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/posts\/213\/revisions\/1232"}],"wp:attachment":[{"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/media?parent=213"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/categories?post=213"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/tags?post=213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}