{"id":182,"date":"2023-07-19T10:36:55","date_gmt":"2023-07-19T15:36:55","guid":{"rendered":"https:\/\/danica-insurance.com\/?p=182"},"modified":"2023-08-03T10:33:43","modified_gmt":"2023-08-03T15:33:43","slug":"seguro-de-decesos","status":"publish","type":"post","link":"https:\/\/danica-insurance.com\/en\/gastos-finales\/seguro-de-decesos\/","title":{"rendered":"Death Insurance"},"content":{"rendered":"<div class=\"wp-block-columns slider-interna is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div><\/div><div style=\"height:19px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div><p class=\"parrafos-danica\">In 2017, the average cost of an adult funeral with wake and burial was. <strong>$8,755<\/strong> (including the grave). Funeral and cremation expenses can cost families thousands of dollars, often within days of their loved one's death. Caskets alone can cost <strong>$2,000<\/strong> or more depending on the material and style used. Simply opening and closing the tomb can cost families anywhere from <strong>$300<\/strong> and <strong>$1,000<\/strong> dollars, depending on the funeral home. Final expense insurance, often called burial insurance or funeral insurance, is designed to cover these costs.<\/p><div style=\"height:19px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div><div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"912\" height=\"443\" src=\"https:\/\/danica-insurance.com\/wp-content\/uploads\/2023\/07\/deceso.png\" alt=\"\" class=\"wp-image-625\" srcset=\"https:\/\/danica-insurance.com\/wp-content\/uploads\/2023\/07\/deceso.png 912w, https:\/\/danica-insurance.com\/wp-content\/uploads\/2023\/07\/deceso-300x146.png 300w, https:\/\/danica-insurance.com\/wp-content\/uploads\/2023\/07\/deceso-768x373.png 768w\" sizes=\"(max-width: 912px) 100vw, 912px\" \/><\/figure><\/div><div style=\"height:19px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div><p>Final expense insurance is a type of whole life insurance designed to cover medical expenses and funeral expenses when you die. A final expense policy is also known as funeral or burial insurance and is popular among seniors.<\/p><h4 class=\"wp-block-heading titulos-color-danica\"><strong>Most final expense plans have these features:<\/strong><\/h4><ul class=\"listas-danica wp-block-list\"><li>Whole life insurance - no maturity if premiums are paid.<\/li>\n\n<li>Cash value - policyholder can obtain a policy loan<\/li>\n\n<li>Fixed premiums, as long as they are paid<\/li>\n\n<li>Simplified issuance - generally no medical exam is required, only health questions on the application.<\/li>\n\n<li>Easy application process<\/li>\n\n<li>Fast approvals - coverage can often be issued within a few days<\/li>\n\n<li>Affordable rates<\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>En el 2017, el costo promedio de un funeral para adulto con velorio y entierro fue de $8,755 (incluyendo la tumba). Los gastos funerales y de cremaci\u00f3n pueden costar miles de d\u00f3lares a las familias, a menudo en cuesti\u00f3n de d\u00edas despu\u00e9s de la muerte de su ser querido. Tan solo los ata\u00fades pueden costar [&hellip;]<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[11],"tags":[],"class_list":["post-182","post","type-post","status-publish","format-standard","hentry","category-gastos-finales"],"_links":{"self":[{"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/posts\/182"}],"collection":[{"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/comments?post=182"}],"version-history":[{"count":10,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/posts\/182\/revisions"}],"predecessor-version":[{"id":1248,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/posts\/182\/revisions\/1248"}],"wp:attachment":[{"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/media?parent=182"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/categories?post=182"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/tags?post=182"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}