{"id":179,"date":"2023-07-19T10:36:10","date_gmt":"2023-07-19T15:36:10","guid":{"rendered":"https:\/\/danica-insurance.com\/?p=179"},"modified":"2023-08-17T13:36:09","modified_gmt":"2023-08-17T18:36:09","slug":"proteccion-final-total","status":"publish","type":"post","link":"https:\/\/danica-insurance.com\/en\/gastos-finales\/proteccion-final-total\/","title":{"rendered":"Total Final Protection"},"content":{"rendered":"
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If you are over 40 and need money to cover your final expenses and funeral costs, final expense life insurance is a great fit. Because the policy's death benefit (usually from $5,000<\/strong> a $30,000<\/strong>) tends to be less than the benefit of traditional insurance, premiums tend to be more affordable for those on a fixed budget.<\/p>

This makes it an attractive option for seniors looking to cover their end-of-life expenses. It is a kind of permanent insurance (it does not expire if premiums are paid) and accumulates a cash value over time.<\/p>

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But this type of insurance is not only for the elderly (learn more about life insurance for people over 50<\/strong><\/a>). Anyone who is concerned about leaving their loved ones prepared for their death should consider taking out a life insurance policy for themselves. Children can also purchase a life insurance for parents<\/strong><\/a>. Getting several quotes, including a final expense quote, can help you determine which type of life insurance is best for you.<\/p>

If you are well off or have sufficient savings, you may not need final expense insurance. Just keep checking the rising costs of funerals and always be sure to keep up with current costs.<\/p>

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Immediate Coverage:<\/strong><\/h4>\n\n

Preferred<\/strong><\/p>\n\n

  • Age: 0 - 85 years old.<\/li>\n\n
  • Coverage from $5000 - $30,000.<\/li>\n\n
  • No health problem.<\/li>\n\n
  • No Tobacco last 5 years.<\/li>\n\n
  • Only 1 medication per medical condition.<\/li><\/ul>\n\n

    Preferred:<\/strong><\/p>\n\n

    • Age: 0 - 85 years old.<\/li>\n\n
    • Coverage from $1000 - $20,000.<\/li>\n\n
    • Mild health conditions.<\/li>\n\n
    • No Tobacco last 12 months.<\/li><\/ul>\n\n

      Standard<\/strong>:<\/p>\n\n

      • Age: 0 - 85 years old.<\/li>\n\n
      • Coverage from $1000 - $20,000.<\/li>\n\n
      • Smoker in the last 12 months or more.<\/li><\/ul><\/div>\n\n

        Legacy Assurance Membership<\/strong><\/h4>\n\n

        Membership<\/strong><\/p>\n\n

        • Freeze funeral merchandise prices.<\/li>\n\n
        • Membership accessible for you and 4 family members.<\/li>\n\n
        • 24\/7 family support, 365 days a year.<\/li><\/ul>\n\n

          Will arrange funeral arrangements for your family members when the time comes.<\/em><\/p>\n\n

          • Membership cost only $45 per month. Policyholder<\/strong>.<\/li><\/ul>\n\n

            Benefits during life<\/strong><\/h4>\n\n
            • Hearing Problems (Nationshearing)<\/strong><\/li>\n\n
            • Medical care TeleHealth<\/strong> 24\/7, 365 days a year.<\/li>\n\n
            • Footwear for people with medical conditions.<\/li>\n\n
            • Discounts on prescription drugs at the main pharmacies in the country.<\/li><\/ul>\n\n

              *CVS\/Pharmacy, Fredmeyers, Walmart Pharmacy, Safeway<\/em><\/p><\/div><\/div>","protected":false},"excerpt":{"rendered":"

              Si tienes m\u00e1s de 40 a\u00f1os y necesitas dinero para cubrir tus gastos finales y los costos funerarios, el seguro de vida de gastos finales encaja perfectamente. Debido a que el beneficio por fallecimiento de la p\u00f3liza (generalmente de $5,000 a $30,000) tiende a ser menor que el beneficio del seguro tradicional, las primas tienden […]<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[11],"tags":[],"class_list":["post-179","post","type-post","status-publish","format-standard","hentry","category-gastos-finales"],"_links":{"self":[{"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/posts\/179"}],"collection":[{"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/comments?post=179"}],"version-history":[{"count":35,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/posts\/179\/revisions"}],"predecessor-version":[{"id":1401,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/posts\/179\/revisions\/1401"}],"wp:attachment":[{"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/media?parent=179"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/categories?post=179"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/danica-insurance.com\/en\/wp-json\/wp\/v2\/tags?post=179"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}