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Liability
of Equipment

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This insurance covers losses that may be caused by unforeseen events arising not only from a job, but also from those occurring in the vicinity of the facilities, causing partial or total ruin of the equipment.

Equipment breakdown insurance covers damage caused by covered internal forces, such as power surges, power outages, mechanical breakdown, motor failure and operator error. Note that equipment breakdown insurance covers computers, but not software.

Equipment used in the following areas is covered:

1

Data processing

2

Medicine

3

Communications

4

Measurement and control

5

Research

6

Entertainment

Risks Covered.

• Fire, lightning or explosion
• Implosion
• Smoke, soot, gases, liquids, dusts, dust
• Corrosives
• Flooding, hail, frost
• Short circuit, overvoltage
• Construction errors
• Operating errors
• Land subsidence
• Others NOT excluded in the policy