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Death
Insurance

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In 2017, the average cost of an adult funeral with wake and burial was. $8,755 (including the grave). Funeral and cremation expenses can cost families thousands of dollars, often within days of their loved one's death. Caskets alone can cost $2,000 or more depending on the material and style used. Simply opening and closing the tomb can cost families anywhere from $300 and $1,000 dollars, depending on the funeral home. Final expense insurance, often called burial insurance or funeral insurance, is designed to cover these costs.

Final expense insurance is a type of whole life insurance designed to cover medical expenses and funeral expenses when you die. A final expense policy is also known as funeral or burial insurance and is popular among seniors.

Most final expense plans have these features:

• Whole life insurance - no maturity if premiums are paid.
• Cash value - policyholder can obtain a policy loan
• Fixed premiums, as long as they are paid
• Simplified issuance - generally no medical exam is required, only health questions on the application.
• Easy application process
• Fast approvals - coverage can often be issued within a few days
• Affordable rates